ebet

　　日本企业素来以长期发展为目标，把抗风险能力作为重要经营指标，重视财务层面的现金流稳定，喜欢储备现金。

ebet　　SHOUXINGUANFEIYANYIQINGYINGXIANG，RIBENZHUDUOQICHEZHIZAOSHANGWEILEZENGQIANGQIKANGFENGXIANNENGLI，ZHENGDALIZENGJIAQIYEDE“XIANJINCHUBEI”。3YUEDI，FENGTIANDENG7JIADAXINGQICHEGONGSIJIANGXIANJINCHUBEITISHENGZHI11WANYIRIYUAN（YUEHE7289YIYUANRENMINBI）。

ebet　　RIBENQIYE“AICUNQIAN”DETEDIANYUANYUQIQIANGLIEDEWEIJIYISHI，YOUQISHI2008NIANGUOJIJINRONGWEIJIHOU，RIQIGENGSHIXIANGJINBANFAZENGJIAXIANJINCHUBEI，QI“CUNQIAN”ZHIDAOZHIDECANKAOHEJIEJIAN。

日企“爱存钱” 

　　RIBENQIYESULAIYIZHANGQIFAZHANWEIMUBIAO，BAKANGFENGXIANNENGLIZUOWEIZHONGYAOJINGYINGZHIBIAO，ZHONGSHICAIWUCENGMIANDEXIANJINLIUWENDING，XIHUANCHUBEIXIANJIN。

ebet　　ZHANHOU，BANSUIZHERIBENJINGJIKUAISUFAZHAN，RIQIDEXIANJINCHUBEIGUIMOXUNSUPENGZHANG。RIBENCAIWUSHENGSHUJUXIANSHI，1960~1989NIAN，RIQIDEXIANJINZICHANCONG3.3WANYIRIYUANSHANGSHENGZHI163WANYIRIYUAN。20SHIJI90NIANDAICHUDEPAOMOJINGJIPOMIEHOU，RIQIDALIANGSHIYONGXIANJINCHUBEIHAIZHAI、TOUZI，XIANJINZICHANCHUXIANDUANQIHUIDIAO，1996NIANXIAJIANGZHI129WANYIRIYUAN。

　　SUIHOU，RIQIDEXIANJINCHUBEIZAICIPANSHENG，2000NIANDADAO141WANYIRIYUAN。2008NIANGUOJIJINRONGWEIJIHOU，RIQIJIAQIANGXIANJINCHUBEIDEYIYUANJINYIBUTISHENG，JIEZHI2018NIANXIANJINZICHANGUIMOYIDA223WANYIRIYUAN。JURIBENYINXINGTONGJI，2020NIAN3YUEDI，RIQICHIYOUDEXIANJINZICHANWEI283WANYIRIYUAN，TONGBIZENGZHANG4.5%，ZAICHUANGLISHIXINGAO。

　　XIANJINCHUBEIYI“WEIFENPEILIRUN”XINGSHITIXIANZAIQIYEZICHANFUZHAIBIAOSHANG。DANGQIYEFUZHAIJIAOGAOSHI，QIYEKEYOUXIANANPAIXIANJINCHUBEICHANGHAIFUZHAI，YIGAISHANQIYEDEZICHANFUZHAIQINGKUANG。YIXIERIQISHENZHICAIYONGGENGBAOSHOUDE“WUFUZHAIJINGYING”LINIAN，JIWEICHIQIYEXIANJINZICHANGAOYUYOUXIFUZHAI。TONGJIXIANSHI，YUELIUCHENGRIBENSHANGSHIQIYECHUYU“WUFUZHAIJINGYING”ZHUANGTAI。

　　RIQICHUBEIXIANJINYEYOU“CHIBIDAIJI”DETOUZIANPAI。TAMENRENWEI，MIANDUIDAGUIMOTOUZIJIHUISHI，RUODANCHUNYIKAOWAIBURONGZI，ZEYOUKENENGSANGSHIXIANJI。SUIZHEDISICICHANYEGEMINGLAILIN，RIQIZAIWULIANWANG、XINYIDAITONGXINSHEBEI、RENGONGZHINENGDENGLINGYUYOUKUODATOUZIDEYIYUAN，ZHEIXIELINGYUDOUXUYAODAGUIMOZIJINDECHIXUTOURU。

ebet　　DANGRAN，RIBENZHENGFUBINGBURENTONGQIYEZAITOUZISHANGDEBAOSHOUXINGWEI，RENWEIQIYEZIBENLIUCUNYINGXIANGJINGJIZENGZHANG，SHIJINGJIDIMIDEYUANYINZHIYI。YINCI，ZHENGFUYIZHIXIANGJINBANFATUIDONGQIYEZENGJIATOUZI，DANXIAOGUOBINGBUMINGXIAN。

源自危机意识 

ebet　　RIBENQIYE“AICUNQIAN”，YUANZIQIJIYINLIDEWEIJIYISHI。RIBENSHIYIGEDUOZIRANZAIHAIDEGUOJIA，DIZHEN、HONGSHUI、HAIXIAODENGDOUHUIZAOCHENGQIYETINGGONGTINGCHAN。GELEIWEIJIHUICHONGJIQIYEJINGYING，DAILAIZIJINFENGXIAN，QIYESUOCHIYOUDEXIANJINZEKEYIBANGZHUQIYEDIYUFENGXIAN。

　　RIBENPAOMOJINGJIPOMIEHOU，ZICHANJIAGEXUNSUXIAHUA，QIYEFUZHAIYIDUCHAOGUOZICHAN。QIYEWEIQINGCHANGZHAIWU，KAISHICHIXUSHISHISUOJIANZHAIWUDEXINGDONG，ZHUYAOFANGSHIJIUSHIZENGJIAQIYEXIANJINCHUBEI、JIANSHAOCONGJINRONGJIGOUDEJIEKUAN。

ebet　　20SHIJI90NIANDAIZHONGQI，BEIHAIDAOTUOZHIYINXING、ZHANGQIXINYONGYINXING、RIBENZHAIQUANXINYONGYINXINGDENGXIANGJIPOCHAN，YINFARIBENXITONGXINGJINRONGFENGXIAN。JINRONGJIGOU“XIDAI”PUBIAN，SHENZHI“XUEZHONGCHOUDAI”DALIANGHUISHOUQIYEDAIKUAN，BENYINGSHIZIJINTIGONGZHEDEJINRONGTIXICHENGWEIZIBENLIUDONG“YANSAIHU”。YUCITONGSHI，RIBENCHUANTONGDE“ZHUYINXINGMOSHI”ZHUJIANWAJIE，DUIQIYERONGZIZHICHIFANGSHIFASHENGBIANHUA。

　　QIYEFAXIAN，“SHOUYOUYULIANGXINZHONGBUHUANG”，YINCIGENGDUOYIKAONEIBULIUCUNZIJINLAIWANCHENGSHEBEITOUZI，ZHEIYIXIGUANYANXUZHIJIN。

ebet　　2008NIANGUOJIJINRONGWEIJIFASHENGHOU，QUANQIUDOUCHUXIANLEXINYONGJINSUO，RIBENQIYEYETUXIANRONGZIKUNNANWENTI。YIXIEQIYEJINGYINGZHEZHICHU，JINRONGWEIJIDEFASHENGJUYOUBUQUEDINGXING，YINCIXUYAOWEICHIZUGOUDEXIANJINCHUBEI，SHIGONGSIZAICHIZIQINGKUANGXIAYIRANNENGGOUFACHUGONGZI，BIMIANFASHENGCAIYUANDEQINGKUANG。ZAIZHEIZHONGSIXIANGYINGXIANGXIA，QIYEDEJINGYINGZUOFENGRIQUBAOSHOU。

　　ANBEI2012NIANZHIZHENGHOU，RIBENZHENGFUDALISHISHILIANGHUAKUANSONGZHENGCE，YEWEIRIBENQIYEZENGJIAXIANJINCHUBEITIGONGLEBIANLITIAOJIAN。2014NIANHOU，RIBENJINGJIQINGKUANGHAOZHUAN，QIYEDEJINGYINGZHUANGKUANGCHIXUGAISHAN，DANQIYEBINGWEIJIANGHUODEDELIRUNZHUANHUAWEITOUZI，ERSHIZUOWEIXIANJINCHUBEILIUZAIQIYE。DAO2018NIAN，RIBENQIYEDENEIBULIRUNJINYIDADAO463WANYIRIYUAN。

ebet　　MIANDUIYIQINGCHONGJI，RIBENQIYESHOUWOCHONGZUDEXIANJINCHUBEI，BIAOXIANCHUGENGWENJIANDEKANGFENGXIANNENGLI。SUIRANTONGYANGMIANLINZHEYINGYESHOURUJIANSHAODEWENTI，DANSHIYIKAOXIANJINCHUBEI，QIYERENGNENGZAIYIDUANSHIJIANNEIWEICHIYUANGONGGONGZIHEFANGZUDEZHICHU，TIXIANCHUXIANJINCHUBEIDIYUFENGXIANDEZUOYONG，JIEZHIMUQIANRIQIPOCHANSHULIANGYEXIANGDUIJIAODI。

经验值得参考、借鉴 

　　XIANJINCHUBEIZAIQIYEDEJINGYINGHUODONGZHONGJUYOUZHONGYAOZUOYONG，RIBENQIYEZAIXIANJINCHUBEIFANGMIANJILEIDEJINGYANZHIDECANKAOYUJIEJIAN。

ebet　　DIYI，QIYEDEXIANJINCHUBEIYAOSHIXIAN“LIANG”“ZHI”BINGJU。

　　QIYEXIANJINCHUBEIDEZHUYAOLAIYUAN，SHIQIYEZAIJINGYINGGUOCHENGZHONGCHANSHENGDEXIANJINLIU。WEIYINGDUITUFASHIJIAN，QIYEXUYAOZHUNBEICHONGZUDEXIANJINLIU，YITISHENGZAIWEIJIQINGKUANGXIAKAIZHANJINGYINGHUODONGDENENGLI。

ebet　　ERZAIXIANJINCHUBEISHI，QIYEBUJINYAOZHUZHONGTISHENGXIANJINCHUBEIDE“SHULIANG”，GENGYAOTISHENGXIANJINCHUBEIDE“ZHILIANG”。QIYEDEXIANJINLIUZHUYAOYOUSANGEBUFENZUCHENG，JIYINGYEXIANJINLIU、TOUZIXIANJINLIUYIJICAIWUXIANJINLIU。QIZHONGYINGYEXIANJINLIUHETOUZIXIANJINLIUYINQINENGBEIQIYEZIYOUCHUZHI，YEBEICHENGWEI“ZIYOUXIANJIN”。DANGMIANDUITUFASHIJIANSHI，QIYETONGGUOFAXINGGUPIAOJIZHAIQUANDENGSUOHUODEDECAIWUXIANJINLIURONGYIMIANLINDUANLIEDEFENGXIAN，QIYENANYITONGGUOSHIYONGZHEIBUFENZIJINYINGDUIFENGXIAN，YINCIZHEIBUFENZIJINBEICHENGWEI“FEIZIYOUXIANJIN”。

ebet　　YOUCIKEJIAN，QIYEZAIKAIZHANXIANJINCHUBEIHUODONGSHI，XUYAOSHIXIAN“ZIYOUXIANJIN”YU“FEIZIYOUXIANJIN”CHUBEIZHIJIANDEPINGHENG，WEIRAOQIYEDEJINGYINGHUODONGMUBIAO，NULIZENGJIAQIYEDEYINGYEHUODONGXIANJINLIU，HELIANPAITOUZIHUODONGXIANJINLIU，YOUXIAOKONGZHICAIWUHUODONGXIANJINLIU，TISHENGQIYEXIANJINLIUCHUBEIZHONGYINGYEHUODONGXIANJINLIUDEZHANBI，JIANSHAODUICAIWUXIANJINLIUDEYILAI，CUSHIQIYEXIANJINLIUWEICHIJIANKANG、HELIDEZHUANGTAI。

ebet　　DIER，TONGGUO“KAIYUAN”“JIELIU”，ZENGJIAXIANJINCHUBEI。

ebet　　ZAI“KAIYUAN”FANGMIAN，CHUZAIRICHANGJINGYINGHUODONGZHONGZHUZHONGZENGJIAYINGYEHUODONGXIANJINLIUWAI，ZAIWEIJIFASHENGDEQINGKUANGXIA，RIBENQIYEJIJICAIQUZENGJIARONGZIDEFANGSHIWEIQIYETIGONGXIANJINLIU。ZIYIQINGFASHENGYILAI，RIQITONGGUOZENGFAGONGSIZHAIDEFANGSHIJIANGDUANQIFUZHAIDIAOZHENGWEIZHANGQIFUZHAI，WEICHILEGONGSICAIWUZHUANGKUANGDEWENDING。

　　TONGJISHUJUXIANSHI，RIBENQIYEZAI2020NIAN4~7YUEJIAN，FAXINGLE1.9WANYIRIYUAN（YUEHE1260YIYUANRENMINBI）DEGONGSIZHAI，TONGBIZENGZHANG10%。

　　ZAI“JIELIU”FANGMIAN，RIBENQIYETONGGUOJIANSHAOGUFENFENHONG、JIANGDIGUPIAOHUIGOU、JIANGDISHEBEITOUZIDENGFANGSHI，XUEJIANXIANJINZHICHI。LIRU，2020NIAN4~6YUEJIAN，RIBENSHANGSHIGONGSIDEGUPIAOHUIGOUBILVTONGBIXIAJIANGLE78%。

ebet　　DISAN，TONGGUOZUHEYOUHUAYINGYE、TOUZIHECAIWUXIANJINLIU，TISHENGXIANJINLIUZHILIANG。

　　YAOTISHENGYINGDUIFENGXIANDENENGLI，JIUXUYAOJIAQIANGDUIQIYEYINGYEXIANJINLIUDEGUANLI。RIBENQIYEJIANG“XIANJINLIULIANGZHOUQI（CCC）”ZUOWEIGUANLIYINGYEXIANJINLIUDEZHONGYAOZHIBIAO。XIANJINLIULIANGZHOUQIFANYINGLEQIYETONGGUOXIAOSHOUYIHUOQUXIANJINSUOXUYAODESHIJIANZHANGDU，ZHOUQIYUEDUANYIWEIZHEQIYENENGGOUYIYUEKUAIDESUDUSHIXIANXIANJINHUILIU，ERJIANGDIQIYEDEXIANJINLIULIANGZHOUQIYIWEIZHEXUYAOSUOJIANZAIKUTIANSHUJIYINGSHOUZHANGKUANTIANSHU。

ebet　　2019NIAN，RIBENHAOYAZHUSHIHUISHE（HOYA）TONGGUOJIAKUAIKUCUNCHULISUDUYIJIJIAKUAIYINGSHOUZHANGKUANHUISHOUSUDUDEFANGSHI，JIANGQIYEDEXIANJINLIULIANGZHOUQISUODUANLE6TIAN，CONGERSHIQIYEDEYINGYEXIANJINLIUSHIXIANLE11%DEZENGZHANG。

ebet　　CIWAI，ZAIXINGUANFEIYANYIQINGYINGXIANGXIA，RIBENZHENGFUHAIJIJITUIDONGMINJIANJINRONGJIGOUJIAQIANGDUIZHONGXIAOQIYEDERONGZI，YIQUEBAOZHONGXIAOQIYEDEXIANJINLIU。LIRU，FUGANGYINXINGTUICHUJIANG“YINGSHOUZHAIQUAN”XIANJINHUADE“YINGSHOUZHANGKUANBAOLI”CUOSHI，JIANGDILEZHONGXIAOQIYEYINGSHOUZHANGKUANHUISHOUYALI，GAISHANLEXIANJINLIUZHUANGKUANG。

　　（ZUOZHEXIZHONGGUOSHEHUIKEYUANRIBENYANJIUSUOFUYANJIUYUAN）